Risk Disclosure
The information contained in this Risk Disclosure explains several general risks involved in
using Contract for Differences (CFDs) but is not to be considered as a comprehensive list.
Users are encouraged to refer to this disclosure when making investment decisions and
trading CFDs. The Client is also encouraged to take into consideration their financial
status together with the risks related to trading CFDs when deciding whether to use the
Company’s services.
In considering whether to engage in this form of trading, the
Client should be aware of the following:
I. Risks Involved in Trading CFDs
The Client should be aware that trading CFDs is not suitable for everyone. Suitability will
depend on the Client’s economic and personal situation as well as their understanding of the
risks involved in dealing with CFDs.
- I.I When opening an account or using services provided by
LonghornFX, the Client acknowledges that:
- (a) The value of CFDs is subject to volatility and
fluctuations irrespective of the information
displayed by LonghornFX. The prices of CFDs may
fluctuate rapidly and over wide ranges and may
reflect unforeseeable events or changes in
conditions, none of which can be controlled by the
Client or Company. Under certain market conditions,
it can be impossible to execute any type of Clients
order at declared price;
- (b) Investments may lose value and even become devoid of
value as a result of fluctuations, irrespective of
the information displayed by LonghornFX;
- (c) The Client must trade CFDs unless they are prepared
to face the risk of losing their investment and
additional expenses.
- I.II Trading with leverage is a particular feature of CFDs that
stems from the margining system inherent to such trades.
Leveraged trading requires a comparatively low deposit or
margin when compared to the total contract value. A small
movement in the underlying market can have a
disproportionately dramatic effect on the Client’s trade. If
the underlying market movement is in the Client’s favour,
the client may achieve a good profit, but an equally small
adverse market movement can not only quickly result in the
loss of the Clients’ entire deposit, but may also expose the
Client to a large additional loss.
- I.III The CFDs available for trading with LonghornFX are
non-deliverable spot transactions, which create an
opportunity to earn profit from changes in currency rates,
commodity prices, stock market indices or share prices
called the underlying instrument. Stop-Loss Orders will not
guarantee the limit of loss as the prices of CFDs will be
influenced by the following events, among others:
- (a) Changing supply and demand relationships;
- (b) Governmental, commercial and trade programs and
policies;
- (c) National and international political and economic
events;
- (d) Prevailing psychological characteristics of the
relevant market place.
- I.IV CFDs Transactions have a contingent liability, and the
Client should be aware of the implications of this, in
particular, the margining requirements as set out below:
- (a) Clients are required to deposit funds in their
trading account to open a position. The Margin
requirement will depend on the underlying instrument
of the CFDs. Margin requirements can be fixed or can
be calculated from the current price of the
underlying instrument. The Company will not notify
the Client of any Margin Call to sustain a
loss-making position;
- (b) Some of the CFD instruments may not become
immediately liquid as a result of reduced demand for
the underlying instrument. The Client may not be able
to obtain the information on the value of these
Financial instruments or the extent of the associated
risks, whether by using historical data or current
performance;
- (c) The Client may be called upon to deposit a
substantial additional margin to maintain his/her
investment. If the Client does not provide such
additional funds within the time required, his/her
investment position may be closed at a loss and
he/she will be liable for any resulting deficit. With
regards to transactions in CFDs, the Company
possesses the right to start closing positions
starting from the one with the biggest loss when
margin decreases to approximately 30%, and
automatically close all positions at market prices if
margin level drops below 5%. The Company will
automatically close all positions at market close;
- (d) Transactions in CFDs are not undertaken on a
recognized exchange but via the Company’s Trading
Platform whereby execution is effected by the Company
or other financial institutions and may, therefore,
expose the Client to greater risks than regulated
exchange transactions. The Terms and Conditions and
trading rules are established solely by the Company.
The Client may be obliged to close an open position
of any given CFD during the opening hours of the
Company Platform;
- (e) The Client should obtain details of all commissions
and other charges for which the Client will be
liable, which may be found on the Company website.
Some charges may not be expressed in money terms but
may be expressed in different forms, such as a
dealing spread;
- (f) The Client accepts the risk that CFD trades may be or
become subject to tax and/or any other duty due to
any changes in legislation or changes to his/her
circumstances. The Company does not warrant that no
tax and/or any other stamp duty will be payable. The
Client should be responsible for any taxes and/or any
other duty which may accrue in respect of his/her
trades.
II. Risk Involved in Cryptocurrencies
- II.I Investment in Bitcoins involves risks specified, but not
limited to, the list below:
- (a) Bitcoin exchanges are entirely digital and, as with
any virtual system, are at risk from hackers, malware
and operational glitches. If a thief gains access to
a Bitcoin owner’s hard drive and steals his private
encryption key, he could transfer the stolen Bitcoins
to another account. This is particularly problematic
once you remember that all Bitcoin transactions are
permanent and irreversible;
- (b) Some investments are insured through the Securities
Investor Protection Corporation (or other), like
normal bank accounts, which are insured through the
Federal Deposit Insurance Corporation (or other) up
to a certain amount depending on the jurisdiction.
Bitcoin exchanges and Bitcoin accounts are not
insured by any type of federal or government program;
- (c) While Bitcoin uses private key encryption to verify
owners and register transactions, fraudsters and
scammers may attempt to sell false Bitcoins. For
instance, in July 2013, the SEC brought legal action
against an operator of a Bitcoin-related Ponzi
scheme;
- (d) Like with any investment, Bitcoin values can
fluctuate. Indeed, the value of Bitcoin has seen wild
swings in price over its short existence. If fewer
people begin to accept Bitcoin as a currency, these
digital units may lose value and could become
worthless;
- (e) Bitcoins are a rival to government currency and may
be used for black market transactions or tax evasion.
Governments may seek to regulate, restrict or ban the
use and sale of Bitcoins. Some governments have
already put this into practice. The IRS has already
announced that it treats Bitcoin as property for
federal tax purposes. As Bitcoin is ineligible to be
included in any tax-advantaged retirement accounts,
there are no good, legal options to shield
investments in Bitcoin from taxation;
- (f) There may be additional risks that The Company has
not foreseen or identified in this Bitcoin Risk
Warning. Customer should carefully assess whether his
or her financial situation and tolerance for risk is
suitable for buying, selling or trading Bitcoins.
III. Other Risks
- III.I All publications of the Company are, unless otherwise
specifically stated, intended for informational and/or
marketing purposes only and should not be construed as
business, financial, investment, hedging, legal,
regulatory, tax or accounting advice, a recommendation or
trading idea, or any other type of encouragement to act,
invest or divest in a particular manner. The Company shall
not be responsible for any loss arising from any investment
based on a perceived Recommendation. If a publication
becomes outdated the Company shall be under no obligation
to update the publication, inform the recipients of a
publication, or perform any other action. Any publication
may be personal to the author and may not reflect the
opinion of the Company. The Company reserves the right at
its sole discretion to withdraw or amend any publication or
information provided at any time without notice (prior or
subsequent).
- III.II There are risks associated with utilizing an
Internet-based deal execution trading system including,
but not limited to, the failure of hardware, software, and
Internet connection. Since the Company does not control
signal power, its reception or routing via Internet, the
configuration of your equipment or reliability of its
connection, we cannot be responsible for communication
failures, distortions or delays when trading via the
Internet. The Company employs backup systems and
contingency plans to minimize the possibility of system
failure, and trading via telephone is available.